Open an account

Open your bank account with ATIB Online and start your banking journey with ease and confidence

Available packages

ATIB Essential Package

320 LYD

  • ATIB Online (Digital Banking App)
  • Current Account in LYD
  • Cheque Book
  • Foreign Currency Current Account
  • ATIB Card (Prepaid - Local)
  • Direct Card (Debit - Local)
  • Travel MasterCard (Prepaid - International)
  • ATIB SMS - Notifications
  • Internal ATIB Transfers
  • Transfers to Bank Accounts within Libya
  • Western Union Transfer
  • Cash Withdrawal from Branch (Cash withdrawal form)
  • ATM cash withdrawal (local)
  • ATM cash withdrawal (international)
  • Cheque Deposit

Travel Package

220 LYD

  • ATIB Online (Digital Banking App)
  • Current Account in LYD
  • Cheque Book
  • Foreign Currency Current Account
  • ATIB Card (Prepaid - Local)
  • Direct Card (Debit - Local)
  • Travel MasterCard (Prepaid - International)
  • ATIB SMS - Notifications
  • Internal ATIB Transfers
  • Transfers to Bank Accounts within Libya
  • Western Union Transfer
  • Cash Withdrawal from Branch (Cash withdrawal form)
  • ATM cash withdrawal (local)
  • ATM cash withdrawal (international)
  • Cheque Deposit

Direct Package

120 LYD

  • ATIB Online (Digital Banking App)
  • Current Account in LYD
  • Cheque Book
  • Foreign Currency Current Account
  • ATIB Card (Prepaid - Local)
  • Direct Card (Debit - Local)
  • Travel MasterCard (Prepaid - International)
  • ATIB SMS - Notifications
  • Internal ATIB Transfers
  • Transfers to Bank Accounts within Libya
  • Western Union Transfer
  • Cash Withdrawal from Branch (Cash withdrawal form)
  • ATM cash withdrawal (local)
  • ATM cash withdrawal (international)
  • Cheque Deposit

Student Package

80 LYD

  • ATIB Online (Digital Banking App)
  • Current Account in LYD
  • Cheque Book
  • Foreign Currency Current Account
  • ATIB Card (Prepaid - Local)
  • Direct Card (Debit - Local)
  • Travel MasterCard (Prepaid - International)
  • ATIB SMS - Notifications
  • Internal ATIB Transfers
  • Transfers to Bank Accounts within Libya
  • Western Union Transfer
  • Cash Withdrawal from Branch (Cash withdrawal form)
  • ATM cash withdrawal (local)
  • ATM cash withdrawal (international)
  • Cheque Deposit

Your bank account, just a few clicks away

A service designed for your convenience, open a bank account and subscribe to one of ATIB’s banking packages easily, securely, and at any time that suits you. You can also select the most convenient branch to visit later and complete the process

Simple guide to opening your account Online

Quick,simple and secure

Simple User Interface

The website is designed to be simple and clear, ensuring flexible use across various web browsers, whether on computers, tablets, or mobile phones.

View ATIB Banking Packages

You can explore all ATIB’s banking packages for individuals and learn about the benefits of each before applying to open an account.

Terms and conditions

Before starting to fill out the bank account opening form, users can review the general terms and conditions for opening a current or investment account with ATIB Bank. The user cannot proceed with filling out the form unless they agree to the bank’s terms and conditions.

"Know Your Customer" Form

The online account opening application form includes all the fields of the Know Your Customer (KYC) form, in addition to fields for uploading files such as: birth certificate, passport, and employment/university enrollment certificate.

Requirements and Conditions

To open a bank account online and benefit from banking services, the customer must meet the following conditions and requirements:

Conditions

  • Libyan nationality.
  • The account applicant must be at least 18 years old.
  • Valid passport.
  • National ID number.
  • An active mobile phone number and email address.

Requirements

  • A clear copy of a valid passport in PDF format.
  • A clear copy of the birth certificate in PDF format.
  • A clear copy of the residence certificate / proof of university enrollment / or a letter from the employer in PDF format.

Steps to open an account

Procedures

  1. The customer submits their request to open an account and select a package through the website, and receives a one-time password (OTP) on their mobile phone to verify the accuracy of the entered phone number.
  2.  The team handling online individual account opening requests reviews the applications daily, verifying the accuracy of the provided information and required documents, and cross-checking them with the National ID system as a final verification step. Upon approval, a restricted current account is opened, allowing only credit transactions.
  3. The team contacts applicants with approved requests to schedule a branch visit to confirm the customer’s eligibility and have them sign the electronically generated account opening form.

  4. Once the customer signs the form at the branch and deposits the amount for the selected banking package, the debit restrictions on the account are lifted, and the banking package is activated immediately.
  5.  **Note:** If the entered data or attached files are inaccurate, the request will be rejected, and the applicant will receive an SMS notification regarding the status of their request.
  6. Approved requests will be cancelled by the bank after one month if the customer does not visit the branch to pay for the selected banking package and sign the printed form.

Procedures

Step 1

Request

The customer submits their request to open an account and select a package through the website, and receives a one-time password (OTP) on their mobile phone to verify the accuracy of the entered phone number.

Step 2

Review

The team handling online individual account opening requests reviews the applications daily, verifying the accuracy of the provided information and required documents, and cross-checking them with the National ID system as a final verification step. Upon approval, a restricted current account is opened, allowing only credit transactions.

Step 3

Approve

The team contacts applicants with approved requests to schedule a branch visit to confirm the customer’s eligibility and have them sign the electronically generated account opening form.

Step 4

Sign

Once the customer signs the form at the branch and deposits the amount for the selected banking package, the debit restrictions on the account are lifted, and the banking package is activated immediately.*

Notes

  • If the entered data or attached files are inaccurate, the request will be rejected, and the applicant will receive an SMS notification regarding the status of their request.
  • Approved requests will be cancelled by the bank after one month if the customer does not visit the branch to pay for the selected banking package and sign the printed form.
  • The online account opening service is available only to Libyan citizens.
  • Non-Libyans can open an account at ATIB by visiting one of the bank’s branches in person.

Still have questions?